Monday, January 4, 2010

Wishing & Waiting

I wish I could say that my silence on this blog the past few days was a result of me enjoying my vacation, but honestly, there's just been no news to post. We're in a holding pattern.

The insurance adjuster showed up on New Year's Eve and rang in our new year with some really shitty news-- It appears that our insurance will not be covering our water damage. According to him, insurance covers "sudden & accidental" damage. While we did have some sudden damage when the pipe burst, it appears that the root of the problem is a leak that's been happening for a long time-- and that, my friends, equals no coverage.

We spent the majority of the day in shock. What are we going to do? Once the plumbing is finally fixed, both of our bathrooms and our sunporch will have to be entirely torn apart. The subflooring will have to be repaired and then they will all have to be put back together.

The good news is that we'll get that new tile we wanted.
The bad news is that it will cost us about $10-$15k to get it.

We're looking into our options now. A loan, a second mortgage and wiping out our 401k's seem to be our best (?) options. None of them feel like good options, but we'll do what we have to do.

I'm into my second week of the 2ww-- 9dpo. My temps were steadily rising through 6dpo then dropped a bit-- nowhere near the coverline, but it was enough to take away my hopeful feelings about this cycle. (Silly, I know) This morning, they went back up. I really need to stop trying to analyze this part-- I know I ovulated & my temps really don't mean anything (as long as they stay above the coverline) until around 14dpo. FF suggests testing at 16dpo (if I make it that far without AF showing up) and I'm going to try to stick to that... I'll at least wait until next weekend.

Symptoms? Nah, not really. My breasts feel a little tender, but I'm pretty sure that's from me poking them constantly to see if they're sore. I've had some pretty bad heartburn the past few days, but that may just be from the spicy Chicken Tortilla Soup I made this weekend.

I'll keep everyone posted on any updates (house or chart) when there's news!


  1. Oh no! I'm sorry to hear about the insurance. The 401k doesn't sound like a good option but I know there aren't many other choices. That dip could be a good sign - implantation dip and all! :) I'll keep my fingers crossed for you!

  2. I hope this is your month friend! :)

  3. I'm sorry things aren't going well. Between fertility stuff and the house, you have a lot going on right now. Hopefully things will start looking up soon... on both fronts! I'll keep my fingers crossed for you.

  4. Ugh! I hate the compulsion to over-analyze every up and down of my temps during the 2ww! Good luck this cycle, and sorry to hear about your house problems. What a terrible mess.

  5. Stef, what a nightmare! I'm so sorry the house is turning into such a complicated endeavor. I hope you can find a good non-401k solution. Maybe a second mortgage is the way to go.

    The chart looks good. I'm keeping my fingers crossed for you. I really think you'll get that BFP before we hit the year mark.

  6. That's awful news about the insurance Stef. The last thing you need on your plate is all this stress. My heart goes out to you and Rob.

    I really, really, really, really hope that you get a BFP to take your minds of your plumbing woes.

  7. That sucks about the insurance not paying for it. Crappy strict rules. Like you were going to leave the pipe leaking until it did all of the damage!!
    Keep your chin up about this cycle. My temps went slightly down and then up again and I didn't get BFP until 16DPO!!

  8. Don't drain the 401(k)!!! Do anything else but that. I hope you guys find a solution soon!

  9. UGH, Stef, I am so sorry. All of this house drama just plain sucks. I really hate insurance rules sometimes!! Hang in there.

    Don't give up hope for this cycle, your temps look perfectly fine! Did you get the 7DPO P4 test?

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  11. It's too bad your insurance won't cover the damages, but it's better to look at the brighter side when these kinds of things happen anyway. At least you can be reassured that your plumbing will be problem-free for a long time, as long as you keep your maintenance of course. Make sure you regularly maintain your plumbing from professional plumbing contractors.

    Milani Plumbing, Drainage & Heating